By Dusan Agbaba, April 27, 2020
Online banking protection provides an additional layer of security when you are transacting with financial websites such as your bank or credit card company. When Norton detects that you are going to a BBVA USA website, Norton will ask you if you want to use Norton's Isolation Mode. With Isolation Mode you are automatically redirected to connect to your bank via a NortonLifeLock-owned server in the cloud. You can think of it sort of like using a remote desktop to another computer that is connecting to the BBVA USA website. Essentially the Norton server takes on more of the risk so you don't have to. Google Chrome, Microsoft Edge, and Mozilla Firefox support Online Banking Protection. To use Online Banking Protection, you need to login to your Norton Account. This is to ensure that only paying customers are using this feature.
Find the perfect BBVA Checking Account for You
These are the featured accounts available in Alabama, Arizona, California, Florida, Colorado, New Mexico and Texas.
BBVA Free Checking Account - A free checking account with full-service features
This is BBVA's basic checking account and it's free with no monthly service fee. It's just $25 to open with no balance requirements after opening. Opening a BBVA Free Checking Account could save customers $144/year when they switch from another bank.
Best for: Getting all the checking necessities.
BBVA Free Checking Account Features:
- Open with $25
- No monthly Service Charge
- No ATM fees nationwide at more than 54,000 AllPoint participating 7-Eleven and BBVA LISA ATMs
- Complimentary Online Banking and Mobile Banking plus Mobile Deposit and Bill Pay
- One Free BBVA VISA Debit Card per account holder
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App
- Earn cashback rewards for everyday debit card purchases with Simple Cash Back
What do I need to open a checking account with BBVA
For your security, BBVA has the following requirements to open an Online Checking account. Please review before beginning the online application process. Make sure you have:
- A valid government issued ID such as a driver's license, state ID with photo or a passport
- Social Security Number (for primary and joint account holder, if applicable)
- $25 Minimum deposit (this deposit can be made from a Debit/Credit Card, another bank, or an existing BBVA account)
Compare the Monthly Service Charge fees
| Bank | Monthly Service Charge / Service Fee | Yearly Cost |
| BBVA Free Checking | $0 | $0 |
| Wells Fargo Everyday Checking+ | $10 | $120 |
| Regions LifeGreen® Checking+ | $11 | $132 |
| Chase Total Checking®+ | $12 | $144 |
| Bank of America Advantage Checking®+ | $12 | $144 |
| Santander Select® Checking | $75 | $900 |
+Monthly Service Charge/Service Fee information is based on information published by Chase, Wells Fargo, Regions, Bank of America and Santander Bank as of 02/19/20.
BBVA Premium Checking for People who want best account with premium perks
Premium Checking earns you interest and gives you next level checking account perks. Requires a low minimum opening deposit ($25).
BBVA Premium Checking Account Features
- Tiered rates on your account
- Minimum opening deposit: $25
- No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs
- Automatic rebate of ATM fee charged by other banks: Two a month
- Personalized Debit Card: Add your favorite photo to your card for FREE.
- Free standard checks
- Paper Statement Fee: No additional charge
BBVA Premium Checking Account Fees
BBVA likes to be transparent. So, here are the monthly fees upfront:
- Monthly Service Charge: $19 or $0 ($19 waived with qualifying $4,000 monthly direct deposits OR by having an average daily collected balance of $4,000+)
What do I need to open a Premium Checking Account at BBVA?
For your security, BBVA has the following requirements to open a Premium Checking account. Please review before beginning the online application process. Make sure you have:
- A valid government issued ID such as a driver’s license, state issued ID with photo, or a passport
- Social Security Number (for primary and joint account holder)
- $25 Minimum deposit (this deposit can be made from a Debit/Credit Card, another bank, or an existing BBVA account)
BBVA Online Checking - This checking account gives back
Best for: An online-only banking experience for people who don’t live near BBVA branches
BBVA Online Checking Account Features
Open with $25
No monthly Service Charge
No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs
Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
One free BBVA Visa® Debit Card per account holder:
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App
- Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
BBVA Online Checking Account Fees
- Paper Statement Fee: $3 per month
- Easily avoid the Paper Statement Fee with these details. You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.
What do I need to open a Checking Account with BBVA?
- A valid government issued ID such as a driver’s license, state issued ID with photo, or a passport
- Social Security Number (for primary and joint account holder, if applicable)
- $25 Minimum deposit (this deposit can be made from a Debit/Credit Card, another bank, or an existing BBVA account)